Xiaomi is making significant strides in the Nepali smartphone market by introducing the ‘Xiaomi Easy Finance’ service in collaboration with MAW Hire Purchase. This innovative financing option allows customers to purchase a selection of Xiaomi smartphones through easy Equated Monthly Installments (EMI), making premium tech more accessible than ever.
Eligible Smartphones & EMI Details
The Xiaomi Easy Finance program currently includes a range of models, from budget-friendly options to flagship devices:
|
Smartphone Model |
Price (NPR) |
Down Payment(NPR) |
Monthly EMI |
Tenure |
|
Redmi Note 14 5G(8/256 GB) |
30,999 |
12,400 |
2,067 |
9 Months |
|
Redmi Note 14 5G(12/512 GB) |
35,999 |
14,000 |
2,400 |
9 Months |
|
Redmi Note 14 Pro 5G(8/256 GB) |
39,999 |
16,000 |
2,667 |
9 Months |
|
Redmi Note 14 Pro 5G(12/512 GB) |
44,999 |
18,000 |
3,000 |
9 Months |
|
Redmi Note 14 Pro+ 5G(8/256 GB) |
49,999 |
20,000 |
3,333 |
9 Months |
|
Redmi Note 14 Pro+ 5G(12/512 GB) |
54,999 |
22,000 |
3,667 |
9 Months |
|
Xiaomi 14T (12/512 GB) |
64,000 |
26,000 |
4,333 |
9 Months |
|
Xiaomi 15 Ultra (16/512 GB) |
149,999 |
60,000 |
7,500 |
12 Months |
It’s important to note that the 4G-only variant of the Redmi Note 14 is currently not included in this EMI scheme.
Application Process & Requirements
To take advantage of the Xiaomi Easy Finance program, customers need to follow a straightforward application process:
-
Visit an Authorized Store: Go to the nearest Xiaomi-authorized retailer offering the Easy Finance option.
-
Documentation: Provide the necessary documents, including:
-
Your citizenship certificate and two passport-sized photos.
-
A guarantor’s citizenship certificate and two passport-sized photos.
-
Down Payment: Pay the required down payment as specified for the chosen smartphone model.
-
Approval & Collection: Once the application is approved, you can collect your new Xiaomi smartphone.
The application process is designed to be hassle-free, with approvals typically processed during office hours (10 AM–5 PM).
Important Terms & Conditions
-
Interest-Free EMI: The EMI plans are offered at a 0% interest rate, making it financially easier for customers to own a Xiaomi smartphone.
-
Late Payment Penalty: A penalty of 2% of the overdue amount will be charged for late payments, and the device may be locked until dues are cleared.
-
Service Availability: Currently, the Easy Finance service is not available in the New Road area of Kathmandu, a major hub for smartphone retailers.
By introducing the Easy Finance program, Xiaomi Nepal is positioning itself to better compete with other smartphone brands that offer similar EMI options. This move is expected to attract a broader customer base, particularly those who prefer installment-based purchasing.
As the program gains traction, it’s anticipated that Xiaomi will expand the Easy Finance service to include more smartphone models and extend its availability to additional regions, including key markets like New Road in Kathmandu.
For more information on the Xiaomi Easy Finance program and to find participating retailers, visit the official Xiaomi Nepal website or contact authorized Xiaomi stores.
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